Current is the bank for modern life. Current is a Visa® debit card and mobile app that connects your money to friends, family and experiences that matter in ways that suit your lifestyle. CURRENT PERSONAL CHECKING ACCOUNTS Why bank with Current? We provide: -FASTER paychecks (up to 2 days with direct deposit) -NO minimum balance -NO overdraft fees -NO hidden fees -NO gas holds -INSTANT money transfers -DEPOSIT checks easily from your phone -INSIGHTS personalized to track where and how much you spend -SAVINGS PODS for easily setting aside money personalized to your priorities -BUDGETS allow you to set spending categories and limits with notifications to keep you on track -SUPPORT 24/7 for members -APPLE PAY and GOOGLE PAY supported -FDIC Insured up to $250k CURRENT BANKING ACCOUNTS FOR TEENS AND PARENTS: With Current’s Visa® debit card and mobile app, teens can enjoy financial freedom with the ability to spend their money the way they want, where they want and learn responsible spending and budgeting. Teens can use their own Current card for easily shopping online or at a store, spending with Apple Pay or Google Pay and have the ability to track balances. Teens can also boost their savings with personalized goals and keep track of their progress along the way. For teens with jobs, they can set up direct deposit for their own paychecks, get paid instantly from friends and family and even donate to charity. Parents link their Current mobile app with their teen’s app and set the card’s spending limits, have full visibility into purchases and balances with real-time alerts and can instantly transfer money onto the card, all while teaching their teens how to manage their own money. There is also the ability to block certain stores and categories and parents can schedule allowance payments and even schedule chores for their teen to complete. Reward their hard work! Creating a Current account only takes a few minutes and conveniently works with parents’ existing bank accounts. There is a simple, annual subscription that Current charges but unlike prepaid cards or many student checking accounts we offer: -NO transaction or transfer fees -NO minimum balances -NO minimum transfer amounts -NO overdraft fees -NO activation or inactivity fees -PAUSING the card from the parents’ app to prevent unauthorized spending -SECURITY of an EMV chip on each debit card and the latest technology -PRIVACY controls of fingerprint and facial recognition locks -SUPPORT 24/7 for members Download the Current app today for faster banking designed for your lifestyle!
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